TEO - Das neue Multibanking 1.19.0

TEO Finance App - Reliable Online Banking Including Multibanking, Contract Manager, and Attractive TEO Plus Offers

• Access multibanking for almost all banks in Germany
• Enjoy common online banking features like transaction overview, transfers, and standing orders
• Integrate your MeinInvest, VermögenPlus, and UnionDepotOnline portfolios
• Add easyCredit to your TEO account
• Collaborate with select Sparda banks for enhanced online banking services
• Manage contracts and insurance policies with a notification system for cancellations

Financial Weather, Virtual Savings Boxes, and Discounted Partner Offers

• Stay informed with financial weather updates
• Create virtual savings boxes for targeted saving and goal tracking
• Access exclusive offers from TEO Plus partners

Excellent Security and Data Protection Standards

• TÜV-certified app for security requirements

Online Banking with Multibanking and Portfolio Integration

• Combine various online banking features in one place
• View an overview of all your accounts with multibanking
• Process transfers using your preferred authorization method
• Easily make payments with photo and QR code transfers
• See an overview of your integrated portfolios

Customizable Homepage with Total Balance Display

The homepage displays the total balance of all linked accounts as well as individual balances for different account types (checking, savings, credit cards).

Collaboration with Sparda Banks and Additional Features

TEO partners with Sparda banks in Augsburg, Baden-Württemberg, Munich, and Nuremberg to offer additional online banking features and services including a contact center, direct debit return, virtual mailbox, appointment scheduling, and push notifications for account activities.

Contract and Insurance Manager

• The contract manager automatically detects active contracts and presents them in an organized manner
• Additional contracts, cancellation dates, and a notification system can be managed manually
• The insurance manager helps track existing policies and their monthly costs
• Optimize insurance plans with useful offers and tips
• Easily compare contracts using the TEO contract check feature

Financial Weather

The financial weather feature ensures a predictable financial future by analyzing recurring income and expenses, as well as variable payments. It provides reliable predictions of your account balance for the next 1-13 months.

Savings Boxes

TEO savings boxes make saving for new goals effortless and simple. You can create an unlimited number of boxes with personalized names, allowing you to save specifically for each desired goal. The best part is that the money remains in your account – it is just virtually set aside with TEO.

TEO Plus

• Optimize your finances and reduce everyday expenses with TEO Plus
• Explore a variety of savings and value-added offers in the partner offers category
• Enjoy discounted (value) vouchers from a wide selection of brands
• Access curated financial and insurance offers tailored to individual needs and situations
• Discover informative articles and editorial content

Data Security

TEO prioritizes the protection and security of your data. No sensitive payment information is stored on your device – it is encrypted and freshly loaded with each login. TEO is protected by security measures such as firewalls, SSL encryption, and authentication processes.

TEO can be used from the age of 7. Users under 16 years old require parental consent to create a TEO account.